I Need Financial Help

I need financial help! If this is what you have been shouting in your head for a long time, no need to worry anymore. There are times we all face when we simply cannot get the help we need on our own. In these times, getting financial help for external sources is sometimes required. And the good news for you is that there are programs that can give you financial help fast!

So what are your options if you need financial help now? Well you can either look to see what sort of help the government is willing to provide, or you can see what sort of financial help you can get from the private sector.
If you opt for government help you have two options: government grants or welfare. Government grants are usually given out for business or education purposes though. There is no guarantee you can turn up a grant that will extract you (or at least relieve) your financial problems.

Probably the most popular source for government help is welfare. Now welfare cannot be had by just anyone who needs some extra money. You really have to be financially desperate to qualify for welfare. To find out for sure, you should look at the government federal welfare program to see a list of requirements for application.

Welfare is typically given to people who have lost their jobs or are experiencing medical problems and don’t have enough money to pay the bills.

You can get financial help from private sources as well. Like the government, you can seek out various grants that you might qualify for. There are websites online that can give you a list of non-profit sponsored grants. Grants are not the only sort of aid programs you can get though. If you need financial help to go to school, you can consider getting scholarships. Scholarships are a bit different than grants in that they are merit-based and not need-based.

You never need to think “I need financial help” again if you take a proactive approach to finding grant assistance. The best way to get the help you need is to look online. Start by doing a general search on the web and look at what options you find. Once you find some options, you can narrow your approach down and start specifically looking into the specific programs that you may qualify for. This will ensure that you give yourself the best chance of getting the financial help you need.

Advice On Getting Financial Help for Single Parents

Many governments, social institutes and religious organization around the world are now recognizing the value and nobility of single parenting.

Being a single parent is an act of courage. It’s only by choice and thoughtful decision that one gets ready to deal with single parenting. It is to be noted that almost every single parent, was given a choice or option to either get on with the life or become a single parent. And even after that, they decided to take on the parenting role against all odds.

Societies acknowledge the greater guts and conscience of single parents and honor their decision to not to kill the child during pregnancy through abortion.

Even the Catholic Church and Rome, which usually advises its believers to avoid or prevent the occasions of sins that could lead to single parenthood, provides unconditional moral and spiritual support once a person becomes a single parent.

Law and Regulations around Financial Help

Financial help or aid is given by the government to any single parent who obviously and direly needs financial support. The law recognizes the very hard and very imposing responsibility single parents assume and take, that is why financial help is extended to single parents.

In that way, the hardships and pressures experienced by single parents are purposely and somehow reduced and alleviated, if not totally eliminated. The morale of the single parent in continually raising the child is also boosted.

Seeking Financial Help

Single parents have to follow a procedure for applying for financial aid. The procedure is usually simple and straightforward, and starts with filling up an application form. The application form is usually freely available at the local or nearest City Hall.

The application form should be honestly and clearly filled out because that information gets verified and will essentially form the basis for approving the financial aid application. There shouldn’t be any padding or unnecessary tarnishing of information. Remember, honesty will pay in this case because you will be evaluated against being truthful and trustworthy also.

Be advised that while financial help and aid for single parents are available and open to every single parent in the land, qualifications and eligibilities do exist and are set to protect the funds from abusive and money greedy people. Not all single parents are qualified for that, but believe it or not, the provisions are really bright and necessary.

It must be noted that financial help and money aids are reserved only for needy people and not meant for those single parents whose salaries and compensation is very huge and more than enough to comfortably support their children. Providing financial assistance to self-dependent parents would be too unfair to those who are deprived of basic and comfortable living.

Eligibility for Financial Help

The first and basic requirement to qualify for any financial help or assistance provided by the government to single parents, is that the single parent above all must be divorced. The status of single parent can not be proved otherwise.

There are some other instances when one can become eligible to receive financial assistance. When the other significant parent, mom or dad, is already dead, or is seriously injured, disabled or handicapped, the remaining parent can claim for financial help.

In most other cases, the eligibility requirements for single parents basically require the financial help applicant to prove that the financial help or support is really and badly needed by the single parent and the child.

A single parent is very much qualified for financial help if his or her partner is imprisoned regardless of the case that made him or her partially incapable to provide finances and full financial support to the child.

Even in cases when the child is apparently born out of wedlock, that is if the child has been born while the parents were not legally tied or married, the single parent can become eligible for aid.

Free Financial Help

Financial advice on estate planning, investing, and budgeting is essential if you are to make informed choices about your money. The advantage of consulting finance organizations is that you will be given information tailor-fit to your own personal needs. As a rule, though, finance organizations do not give free financial advice.

Where to get free advice

Free financial advice is available either from independent organizations that seek to aid small-scale businesses or from finance-oriented websites. One such organization is Score. It is composed of a group of retired executives who give free financial advice to people in their area. Since members of this organization include executives from the CEO level, these organizations can provide you not only with advice on personal finance but also on setting up a business, managing employees, etc. To find out if there is a Score chapter in your area, visit http://www.score.org or [http://www.score.mapagent.com/forms/score.htm].

Many online resources also provide free financial help. One such resource is http://www.free-financial-advice.net. This site provides information on topics such as income, savings, and debt management. It aims to teach the reader ways to optimize and manage his or her assets. The site welcomes queries from readers regarding specific finance problems and then offers possible solutions and relevant information on the issues raised.

Some local papers and magazines feature business advice columns that answer readers’ questions. O Magazine features a business/personal finance column by finance expert Suze Orman. It is a good idea to check out local papers first because business columnists who write for these can often refer readers to resource persons in the area.

You can also check out local programs of the Department of Commerce. Local offices of this department provide free information on many financial matters including personal finances, setting up a small-scale business, and other concerns.